We take care of our people — because people drive our impact.

Fearless offers three CareFirst medical plan options (HSA, HMO, and PPO) so you can choose the coverage style that best fits your life—whether you want lower premiums, predictable copays, or broader flexibility. All plans include comprehensive medical + prescription drug coverage, preventive care, and support tools designed to help you stay healthy year-round. Plan features and costs vary by option, so you can pick the balance of coverage and out-of-pocket responsibility that works for you (there is even an option for premiums that are 100% company paid!).

We offer two dental PPO plan options through Principal, making it easy to match your coverage to what you actually said you want—routine preventive care, support for larger procedures, and options that include orthodontia coverage. Preventive services are typically covered at no charge in-network, and both plans include an annual maximum benefit to help offset the cost of care. If you want richer coverage, the buy-up option provides a higher annual maximum and orthodontia benefits. Dental premiums are 100% company paid for our team members.

Fearless provides a vision plan through Principal VSP, giving you access to network providers and the flexibility to choose the eye care that fits your preferences. The plan includes coverage for annual exams, lenses, and frames or contacts, helping reduce the cost of both routine checkups and corrective eyewear. You’ll generally get the most value by using in-network providers, but out-of-network reimbursements are available. Vision premiums are 100% company paid for our team members.

For added flexibility, Fearless supports tax-advantaged spending accounts through Further, including an HSA (paired with the HSA medical plan) and FSAs for health and dependent care expenses. These accounts let you set aside pre-tax dollars for eligible expenses like deductibles, copays, prescriptions, dental/vision costs, and child or adult dependent care. If you choose the HSA plan, your HSA funds are yours to keep—even if you change jobs—making it a powerful tool for both current expenses and long-term planning.Fearless even provides funding for your HSA to help you offset out of pocket costs for deductibles associated with our HSA plan.

Fearless also offers voluntary insurance options, including Accident, Critical Illness, Hospital Indemnity, and additional Life coverage — providing extra peace of mind for life’s unexpected moments

You’ll receive a $250 annual wellness stipend for activities or products that support your mental and physical health.

Join the CareFirst Wellbeing Rewards program to earn rewards for your annual physicals and exams! Enjoy fun wellness socials and engaging events along the way!

First Stop Health offers a free on-demand virtual urgent care you and your family can access 24/7 via phone or video.